Author: Artemiy Soldatov

If you only filed one claim after your Arizona car crash, you may have left $10,000+ on the table. Property damage and bodily injury are two separate claims with separate adjusters, separate deadlines, and separate settlement processes.

Apache Junction has the highest fatal motorcycle crash rate of any incorporated Maricopa County city. Here are the three defenses insurance companies run, and how to beat them on Routes 60, 88, and the Mesa-Globe corridor.

When ARS 28-771, 28-773, or 28-774 is cited in your Arizona crash report, fault percentage can shift 30 points. Here is what each statute actually says, and how to challenge the application when the evidence supports it.

You got rear-ended in Arizona but the adjuster says you share fault. Here are the four ARS exceptions to the rear-end rule and how to push back when they do not actually apply.

Monsoon season in Arizona produces dust storms, flash flooding, and zero-visibility moments that catch drivers off guard. When a crash happens during a monsoon event, who pays — and how does Arizona law treat ‘act of God’ arguments?

When a commercial or company vehicle hits you in Arizona, the at-fault driver’s personal policy isn’t the only — or even the main — source of coverage. Three insurance layers usually apply. Here’s how to find them.

Most personal injury settlements cover medical bills, lost wages, and pain and suffering. Punitive damages are different — and Arizona is one of the more plaintiff-friendly states for them when the at-fault driver was impaired.

Indoor play spaces and trampoline parks have a duty of care to the children they invite onto their property. When that duty is breached and a child is seriously hurt, parents have specific rights under Arizona premises liability law.

Gig delivery drivers in Phoenix carry up to three layers of insurance coverage depending on what they were doing the moment of the crash. Here’s how to find which layer applies — and why it matters.

Most people Google this 3 days after a crash, when symptoms have surfaced and the insurance adjuster is calling. Here’s how to actually decide — instead of guessing.