Rear-ended in
Arizona?
Crashed on the 101, 202, I-10, or a Mesa surface street? Free 5-minute consultation with a Wood Injury Law attorney before insurance scripts the case.
The other driver was “so sorry.”
You exchanged information, the police came, the tow truck took your car. You felt shaken but okay. The other driver was apologetic. Their insurance has been polite on the phone.
Then you woke up unable to turn your neck. Or your back locked up at work. The medical bills started showing: $2,400 from the ER, $1,800 from the specialist, $400 here for an ambulance. The adjuster offered $5,000 to “wrap this up.” Once you sign, the case is closed forever — including any surgery you may need next year.
What insurance won’t tell you
Arizona car accident insurance plays the same playbook every time. Six things they don’t volunteer.
The recorded statement
Arizona law does not require you to give one. Once recorded, every imprecise word becomes locked evidence.
The “are you okay?” gambit
You answer “I’m okay” out of politeness. That phrase appears in your settlement file forever.
The blanket medical authorization
Signed without an attorney narrowing scope, you give insurance access to your entire pre-accident medical history.
The fast lowball offer
A few thousand dollars to “wrap this up” before your MRI. Once you sign, the case closes forever.
Social media surveillance
A photo of you smiling at a birthday is used to argue you’re exaggerating. Lock down accounts the day of the wreck.
The clock
2-year statute of limitations under A.R.S. § 12-542. Government cases require 180-day notice.
What to do in the first 72 hours
Get medical attention.
Adrenaline masks injuries. Concussions, internal bleeding, and ligament damage are routinely missed at the scene. ER documentation creates the medical record your case will rely on.
Document the scene.
Photos of the vehicle, the road, and your injuries. Witness names and phone numbers. Insurance won’t preserve any of this for you.
Don’t give a statement.
Tell any insurance caller: “I’ll have my attorney contact you.” That sentence stops every trap above. You owe no further explanation.
Call us.
Free five-minute conversation. We tell you whether you have a case, what the insurance company is doing, and what to do next. No paperwork on the first call.
Wood Injury Law took over my case after another firm told me to take a low-ball settlement. They got me significantly more once they actually fought it. Worth every minute.
Questions clients ask on the first call
How much does it cost to hire Wood Injury Law?
Nothing upfront. Contingency fee, paid a percentage of recovery. If we don’t recover, you owe nothing in attorney fees.
How long do I have to file in Arizona?
Two years from the date of the wreck under A.R.S. § 12-542. Government cases require 180-day notice under A.R.S. § 12-821.01.
What if I’m partly at fault?
Arizona is a pure comparative negligence state under A.R.S. § 12-2505. You can still recover, reduced by your percentage of fault.
What if the at-fault party had no insurance?
Your own UM/UIM coverage under A.R.S. § 20-259.01 may pay your damages even when the at-fault driver carries no insurance.
What if I had a prior injury?
Arizona follows the eggshell plaintiff doctrine. A wreck that aggravated an existing condition still caused your current injury and is compensable.
How quickly should I call?
Today if you can. Earlier involvement means evidence preservation, no recorded-statement traps, and a clear strategy from day one.