How our Mesa Personal Injury Firm determines the value of a case:
Personal injury cases can hold significant value for our clients in Mesa, Phoenix, and throughout Arizona. The potential value of a personal injury case is determined by several variables, including the severity of the injury, the extent of liability, and the availability of insurance coverage.
We get this question asked all the time: “What’s my case worth?” Well, we’re going to give you a very lawyer-esque answer: It depends. So, let’s go over some of the variables that go into determining what a case is worth. When we talk about determining a case’s value, we say it depends because of these 4 big variables. And, within these variables, there’s a lot of questions to answer. First, what kind of property damage did you have? What kind of property damage did the other car have? Were you injured? Did you go to the hospital? Do you have preexisting conditions? Did you miss work? Who’s the insurance company that you’re dealing with? Who’s the adjuster? Are you handling the case alone? Or are you handling it with an attorney?
4 Variables that determine a personal injury settlement
Was the property damaged?
The first variable we’re going to look at is the property damage. Was it a total loss? Was the damage less than a thousand dollars? If it’s a total loss, generally, you can justify a lot of different injuries because of the accident.
Now as the cost of the property damage decreases, the insurance company looks at that and they begin to try to correlate your injuries with the property damage. We know that even the smallest accidents can cause injuries. Therefore, it’s important that you get your injuries documented by your doctors after the accident.
Were there injuries?
The second variable revolves around the question of injuries. Were there injuries, treatment, or lost wages?
Were you injured in the accident? Well, if the answer is no, then you don’t have much of a case.
But if the answer is yes, what type of injuries did you incur? What kind of treatment did you receive? How soon after the accident did you receive that treatment?
You need to make sure that everything is documented with your doctors.
Documentation is key. The same as with your lost wages. Is it documented with your doctor?
Is it documented with your employer? Documentation will be key to strengthening your case.
Is the other person insured? Are you insured?
The third variable is the adverse insurance. Now going into insurance, it’s kind of like an onion.
It goes deeper and deeper. So first, did they even have insurance? Did they have enough coverage?
All too often, we see that what a client gets and what their case is worth are two different things. This is because of the lack of insurance coverage. But, if they have insurance, well, who’s their carrier?
Some carriers pay very well. Other carriers, they’ll fight you till the end. Once you know who the carrier is you need to figure out the adjuster. Some adjusters will give away the farm while others act as though it’s coming right out of their pocket.
Who’s handling your personal injury case?
Who is handling your case? Are you handling it alone? Or are you hiring an experienced personal injury attorney to help you? If you’re handling this alone, the insurance company knows that you don’t have an experienced attorney. They’re going to take advantage of you and push you around and put you in corners that you didn’t even know existed.
Hiring an experienced personal injury attorney is important to increase the value of your case.
As you can see, there are a lot of different variables that go into determining a case’s value.
So, what is your case worth? Well, it depends. For a comprehensive evaluation of your case, call Wood Injury Law today.